Retirement

Tutors:

• Bob Campion, Senior Portfolio Manager, Charles Stanley Fiduciary Management
• Chris Halewood, Trustee Director, 2020 Trustees
• Sarah Marshall, Trustee, Pi Pension Trustees

Learning outcomes:

1. The impact of regulation on professional DB trustees investment approach
2. How to keep on top of regulator and knowledge requirements...

Tutor:

• Martin Lines, Business Development Group, JUST

Questions asked:

1. What is a vulnerable client?
2. Who is vulnerable?
3. What should firms be doing in the current crisis when it comes to vulnerable clients?
4. What are the key areas of vulnerability to focus on?
5. Any practical tips?

...

It's been a turbulent few years for pensions and retirement with the secular fall in interest rates which did enormous damage to the DB pension sector. We've also had a massive regulatory change affecting how much we can take out of pensions in terms of lump sums. This Masterclass discusses these topics and also takes a look at auto-enrolment and reliability on new technology helping us to save for retirement. On the panel to discuss are:...

Tutors:

• Peter Carter, Retirement Advantage
• Andrew Tully, Retirement Advantage

Learning outcomes:

1. How to approach retirement pots as an adviser
2. What are different strategies for drawdown
3. How to select the best strategy for different clients

Tutor:

• Jan Holt, Just

Learning outcomes:

1. FCA research and publications about vulnerable consumers
2. The issues that arise when consumers find themselves in vulnerable circumstances

Tutor:

• Jeremy Martin, Just

Learning outcomes:

1. The triggers that might result in exit from drawdown
2. The role for guaranteed income for life provided by an annuity in assessing suitability for drawdown

Tutor:

• Jeremy Martin, Just

Learning outcomes:

1. The latest FCA research and publications about consumers at and in retirement
2. The risks that client face during retirement
3. The role of guaranteed income for life provided by an annuity

Tutors:

• Steve Martell, Just Retirement
• Les Cameron, Prudential

Learning outcomes:

1. How the changes introduced by the March 2015 budget affect those coming up to retirement
2. How to assess a client's capacity for loss and attitude to risk